There's a bunch of sites popping up on the web that deal with this very issue - if you want a good laugh, head over to Duckthatjob.com (though first you should replace Duck with a rhyming non-Flashkit-approved word).

People honestly think that they can get away with murder in the current environment (if you do a search, there probably is someone offering that as a job as well).

As for templates, I don't really see them as being bad, per se. First off - you too can make money by making better designed templates (any designs done within a content management system have to be template based anyhow), and this is just following the trends of other industries - Word comes with letter style templates, most desktop publishing apps come with templates as well. It won't stop creative people from being creative. May just have to work a little harder to convince your client why they should avoid these templated sites.