Originally Posted by
Loyal Rogue
The real difference comes down to the primary goal of each.
The goal of national insurance is to provide medical care (bonuses are given for curing and preventing illness, stopping patient smoking, lowering obesity, lower cholesterol, etc.) as opposed to the goal of private insurance which is to make profit (bonuses are given for delaying claims, denying claims, finding preexisting conditions or other reasons to cancel policies before payment, and successfully defending against claims in court to avoid "medical losses" that affect stockholders shares.)