I'm sort of P.O.'d at the idea that I'd have to buy health insurance. Even though I do buy health insurance.

Hanratty makes a point that his company is going to report his health plan as taxable income, which is a good one. I'm wondering what it will do to a freelancer like me, on an independent plan. From the talking points, it looks like it could be a decent safety net; like if I have a bad year, I might qualify for a tax break / subsidy / whatever, and I could buy my insurance on their exchange. Does anyone know how that actually is supposed to work? Like, say I have a private Blue Cross plan and I have a down year where I make less than 80k. Will I get some kind of tax refund?

Actually, as I'm typing this, I'm kind of answering my own question. "Yeah right"...