Same thing happened to me a couple of months ago.
Neither my case nor FL's has anything to do with what's in the healthcare bill.
Nothing in the bill is affecting the insurance companies yet and all of the major provisions don't go into affect for years.

This just highlights why we needed healthcare reform in the first place.
Healthcare costs have been increasing 10% every year, and if FL thought he could keep avoiding that by putting his head in the sand then I guess it's his wake-up call.
The insurance companies are just as bad as the credit card companies.
See an opportunity to gouge, damn the torpedoes, and go for it.
Remember the credit bill?
Doesn't affect the credit card industry's profits one bit but since they saw the opportunity they decided to double everyone's rates and drop credit limits even on customers that have never been late, always pay more than the minimum, and have a credit score in the high 700's. (firsthand experience)

Just like looters in a riot, or Haliburton in Iraq, confusion is nothing but a cover for and an opportunity to steal as much as possible.